Monthly Price Starting at
$ 95.75*

National General
Health Insurance

Looking for affordable quality coverage? In between health plans? Get a Short Term Health Insurance quote today and explore the wide variety of plans, benefits, and prices that can meet your coverage needs. 

Monthly Pricing Starting at

$ 95.75*

Free Health Insurance Quote Now!

By submitting this form, you authorize VelaPoint, LLC, and/or its affiliates to contact you at the e-mail address and phone number provided (even if the number you provided is on a state or National Do Not Call registry). This contact may include providing you with insurance quotes, policy and benefit information, and/or marketing information. The company may contact you using live operators, auto-dialers, pre-recorded messages, text messages,and/or emails. You acknowledge that you are not required to consent to contact as a condition of receiving services and that you may revoke consent at any time.    *Sample rate is based on the monthly premium for Short Term Medical Value plan for a male 29, non-smoker,ZIP code 750--, $25,000 deductible, 80/20 coinsurance. Rates may be subject to change. For a customized quote, please input information above or call in.

Quick Quote, Fast Enrollments

Quick Quotes, Fast Enrollments

Get quotes, enroll and go on with your day

Affordable Health Plans

Affordable
Health Plans

Affordable health options that fit your needs and budget

Fast Acting Coverage

Coverage As Early As
Next Day

Some applicants may be eligible for coverage starting tomorrow

Year Around Enrollment

Year Around
Enrolling

No waiting for enrollment period like major medical

Get Short Term Health Insurance

Short Term Health Insurance

Our Short Term Health Insurance gives you a plan to face those unpredictable moments in life with confidence. It provides the financial protection you need from unexpected medical bills and other health care expenses.

Short Term Health Insurance

Customizable benefits per coverage term. Explore quotes and customize a plan to fit your needs.



For complete limitations & exclusions by state for Short Term Medical insurance, click here.

Short Term Health Insurance offers different level of benefits among plans, to ensure you choose the right option. Flexibility makes Short Term Health Insurance very affordable. Choose from a variety of deductible and coinsurance options designed to help you find the plan that fits your budget.

Missed the deadline for open enrollment?
Need affordable insurance?

Short term medical insurance is health coverage designed to cover individuals for a pre-determined length of time.

Short term medical can be a great option for:

Those who missed the open enrollment period for major medical

Individuals who are in a probationary period at a new job and waiting for benefits to begin

Students who are leaving parental coverage and more

Call or click for Short Term Plans

Best Short Term Health Plans

Plans Starting at

$95.75*

(844) 961-9544

Get a Quote

In between Health Insurance plans?

Short Term Medical is an alternative for people who missed open enrollment or aren’t eligible for other health insurance.

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Coverage outside of the enrollment period

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Coverage for an unexpected Injury or Accident.

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Flexible plan term options between 30 days up to 1 year.

Short Term Health Insurance
Get Free Quote

THIS PLAN PROVIDES LIMITED BENEFITS.

STM plans don’t count as compliant coverage under the Affordable Care Act, so enrolling in short-term insurance may mean you’ll pay a penalty when you file your federal income tax return. They also don’t offer minimum essential coverage, which means that benefits such as free preventative care and pre-existing condition coverages are excluded.

SHORT TERM MEDICAL (STM) AND HEALTH CARE REFORM
SHORT-TERM, LIMITED-DURATION PLANS ARE NOT SUBJECT TO CERTAIN PROVISIONS OF FEDERAL HEALTH CARE REFORM, INCLUDING THE PROVISIONS RELATED TO ESSENTIAL HEALTH BENEFITS, LIFETIME LIMITS, PREVENTIVE CARE, GUARANTEED RENEWABILITY, AND PRE-EXISTING CONDITIONS. THE PRE-EXISTING CONDITION EXCLUSION FOR SHORT TERM MEDICAL PLANS WILL APPLY FOR ALL INSUREDS, INCLUDING THOSE UNDER THE AGE OF 19. EXAMPLES OF THE CLAIMS STM PLANS DO NOT COVER ARE FOR MOST PREVENTIVE CARE, MATERNITY, MENTAL HEALTH AND TREATMENT RELATED TO MEDICAL CONDITIONS THEY HAD PRIOR TO THE PLAN’S EFFECTIVE DATE. BECAUSE THESE PLANS ARE NOT GUARANTEED RENEWABLE, THE APPLICANT MAY NOT BE ELIGIBLE FOR ANOTHER SHORT-TERM PLAN AFTER THE PLAN’S TERMINATION DATE; AND THE PRE-EXISTING CONDITION EXCLUSION WILL APPLY TO ANY CONDITIONS THAT AROSE DURING ANY PRIOR SHORT-TERM PLANS. KNOW YOUR PLAN.

SHORT TERM MEDICAL AND SUPPLEMENTAL ACCIDENT AND CRITICAL-ILLNESS PLANS OFFER AFFORDABLE COVERAGE, BUT MAY HAVE ELIGIBILITY QUESTIONS (SO YOU CAN BE DECLINED) AND DO NOT PROVIDE MINIMUM ESSENTIAL COVERAGE. THIS MEANS THE INSURED MAY HAVE TO PAY A TAX PENALTY, DEPENDING ON THEIR INCOME LEVEL AND THE COST OF PLANS AVAILABLE.

Not available for use in New Mexico.

National General Accident & Health markets products underwritten by Time Insurance Company, National Health Insurance Company, Integon National Insurance Company and Integon Indemnity Corporation.
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